My simple checklist for investing during the 2020 market crash

first_imgMy simple checklist for investing during the 2020 market crash Our 6 ‘Best Buys Now’ Shares Paul Summers has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. For those with a long investing horizon, learning to swim against the market tide now could result in massive gains later down the line. With this in mind, here’s a four-point checklist I’ll be using to at least narrow my search for the best stocks.1. Balance sheet strengthThere’s a reason why this criterion takes priority over all others. With all sorts of businesses likely to suffer over the next few months (possibly years), it’s those with poor balance sheets that are most vulnerable.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…At times like these, Fools need to avoid companies with high operational and financial leverage. In other words, steer clear of those with big fixed costs (relative to their revenues) and those needing to raise capital through loans and other financing options. On the flip side, companies with no debt and loads of cash are ideal.One way to get a handle on the financial robustness of a company is to call up the latest results from its website. This information might not be completely up to date but it’s as good a place as any to start.2. Competitive advantageEven if a company manages to make it through the coronavirus crisis, it’s unlikely to thrive in the future if it lacks some sort of competitive advantage or, as Warren Buffett call is, an ‘economic moat‘.Moats can be wide or narrow. I’d recommend trying to find the former. Evidence of a wide economic moat is when rivals struggle to break down a company’s market share. For some, this will be ‘intangible assets’ such as strong brands. For others, it will be innovative technology, or cheap access to raw materials.A narrow moat, by contrast, is one that only protects a business for a relatively short period of time because the barriers to entering its market are low. 3. Proven managementKnowing the companies I’m a part-owner of are led by prudent management teams gives me confidence that they stand a better chance than most of weathering the economic storm we face. For this reason, I think it’s important to check the track records of those in charge before investing.The only thing better than highly competent management is highly competent management owning a decent slug of shares. Having their own wealth invested in the business should ensure their interests are aligned with the rest of us. While significant ownership is often the case with smaller companies, it’s less common with established stock market juggernauts. For this reason, I wouldn’t automatically dismiss investing in market minnows at the current time. 4. Reasonable priceYou may think that nabbing a bargain is the most important factor to consider, particularly during the crisis in which we find ourselves. Since there are many companies out there trading on temptingly-low valuations that may actually struggle to survive, however, I respectfully disagree. Stock pickers need to be more selective than ever.Like most things in life, you get what you pay for. As fund manager Terry Smith of Fundsmith regularly remarks, it’s what businesses actually do over many years that really matters, not the brilliance of your timing. Those that grow and reinvest their earnings at a high rate of return will be the ones to thrive.Don’t compromise quality for price. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images. Simply click below to discover how you can take advantage of this.center_img Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Paul Summers | Monday, 23rd March, 2020 Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Paul Summerslast_img read more

LEGO Highlights of the 2012 Autumn Internationals

first_imgThursday Dec 13, 2012 LEGO Highlights of the 2012 Autumn Internationals Canterbury teamed up with animator and Rugbydump regular Graham Love to put together this unique look at some of the highlights of the end of year tour matches that took place recently.Some of the the moments featured include George Pisi’s incredible try against Wales, Manu Tuilagi scoring against the All Blacks, and Ruan Pienaar’s well taken try against Ireland.View End Of Year Tour HighlightsADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error See it to Believe it Related Articles 25 WEEKS AGO WATCH: Experts explain what actually happens… 26 WEEKS AGO WATCH: Leigh Halfpenny makes yet another… 26 WEEKS AGO Parisse alley-oop magic sets up brilliant… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingWrinkle Remedy Stuns TV Judges: Forget Surgery, Do This Once DailySmart Life Reports30+ Everyday Items With A Secret Hidden PurposeNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Workshop in the City / Romero Silva Arquitectos

first_img “COPY” Architects: Romero Silva Arquitectos Area Area of this architecture project Projects Area:  11 m² Year Completion year of this architecture project Houses Manufacturers Brands with products used in this architecture project Year:  ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/786491/workshop-in-the-city-romero-silva-arquitectos Clipboard “COPY” CopyHouses•Las Condes, Chile ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/786491/workshop-in-the-city-romero-silva-arquitectos Clipboard ArchDaily Chile Save this picture!© Bruno Giliberto+ 20 Share 2015 Workshop in the City / Romero Silva Arquitectos Workshop in the City / Romero Silva ArquitectosSave this projectSaveWorkshop in the City / Romero Silva Arquitectos Manufacturers: Osmo, Arauco, Divicen, Nuprotec Collaborators:Constanza Chávez , Rafaela Olivares , Camila MéndezConstruction:José ArévaloInterior Area:11,5Exterior Area:2,5Architect In Charge:Diego Romero, Ernesto SilvaCity:Las CondesCountry:ChileMore SpecsLess SpecsSave this picture!© Bruno GilibertoRecommended ProductsFiber Cements / CementsEQUITONEFiber Cement Facade Panel NaturaWoodEGGERLaminatesWoodBruagBalcony BalustradesFiber Cements / CementsDuctal®Ductal® Cladding Panels (EU)Text description provided by the architects. This project explores the different possibilities and repercussions of developing a new space, which in this case is an architectural device that not only takes care of a need – a workshop for an architecture student – but also modifies the image of a space with little architectural interest: the roof of a service-bedroom.Save this picture!SectionDesigning a student’s workshop or work space, a typical assignment for a student of architecture that has taken on the form of cliché, represents an interesting challenge: how do you develop a simple project using devices that broaden the space, and allow for other uses such as sleep, dispensary for materials, and a place to hang out and work.   Save this picture!© Bruno GilibertoFor this project, design decisions were restricted by the need to develop a blackboard interior, or a surface that could be etched on completely and would be made of formica slate, including the walls and furniture doors. Construction decisions were restricted by market standards and materials.Save this picture!PlanWorking atop a fully operational house during the construction of the project made us use only the existing, flat roof to ensure no demolition works or other intervention in the house were needed. It also ensured interesting views from the workshop. Only one month of construction was allowed, so all decisions were associated with dry construction operations, considerably accelerating the process, along with working with modulations of structural plywood to minimize material loss and decrease the amount of work to be done onsite. The floor is made of metal and everything else of dry pinewood cut in large sections of a commercial standard. Save this picture!© Bruno GilibertoWe understand the work as a seemingly banal architectural device of little complexity, but of interest in its possibility and uses.Save this picture!DiagramProject gallerySee allShow lessGallery: Santiago Calatrava’s WTC Transportation Hub Photographed by Laurian GhinitoiuArchitecture NewsWorld Architecture Festival to Address International Housing and Immigration IssuesArchitecture News Share CopyAbout this officeRomero Silva ArquitectosOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesLas CondesChilePublished on May 01, 2016Cite: “Workshop in the City / Romero Silva Arquitectos” [Taller en la Ciudad / Romero Silva Arquitectos] 01 May 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogPartitionsSkyfoldChoosing the Skyfold Wall for Your SpaceGlass3MSun Control Film – Prestige ExteriorShowerhansgroheShowers – Croma SelectWall / Ceiling LightsSpectrum LightingLED Downlight – Infinium 3″ Round FlangelessVentilated / Double Skin FacadeCosentinoDekton Cladding in LD Sevilla hotelSealantsSikaJoint SealingBeams / PillarsLunawoodThermowood Frames and BearersPorcelain StonewareApariciPorcelain Tiles – MarblesCeramicsTerrealTerracotta Facade in Manchester HospitalWindowspanoramah!®ah! CornerHome AppliancesGIRAGira Keyless in – Door communicationLightsLinea Light GroupIntegrated Lighting – Fylo+More products »Read commentsSave想阅读文章的中文版本吗?拉斯孔德斯的建筑工坊 / Romero Silva Arquitectos是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Financial concerns see charities rethinking investments, report shows

first_img Melanie May | 30 October 2017 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis17 Need for income and the impact of political uncertainty are the biggest concerns for charities when considering their investments, a Brewin Dolphin study has found.The Brewin Dolphin study Charity Investment: What Matters Most? looks at what UK charities take into consideration when making investment decisions, and what the drivers are for these decisions.It found that 67% of charities cite the need for income as their main concern. The impact of political uncertainty was the second main concern with respondents worried about the potential loss of care workers and EU staff availability as a consequence of Brexit at a time when demands for charity resources and support are increasing.The biggest investment risk concerns were low growth and low interest rates (49%), followed by volatility (41%), absolute loss (23%) and inflation (22%). Service-providing charities’ main concern was liquidity (71%) with grant making charities most worried about low growth (60%), volatility (59%) and absolute loss (57%). Overall, three quarters (76%) of respondents currently receive interest of 0.5% or less on their cash deposits.Respondents were aware of the need to ‘put their money to work’ and keep their longer-term assets ahead of inflation and just under half (49%) had discussed a different approach to managing their portfolio income with their investment manager. More charities are also investing in, or considering investing in, alternatives to deliver returns with 36% of respondents currently invested in alternatives (including property), and 26% possibly interested.More expert guidance is needed though: nearly 80% also agreed that the investment industry should do more to help by explaining the implications of volatility versus absolute risk and more than two thirds (70%) agreed their board would benefit from new trustees with more varied backgrounds and skills.Ruth Murphy, Head of Charities at Brewin Dolphin said:“The complex, fast-changing investment landscape makes it hard for all but the exceptionally well-informed to keep pace with the latest investment thinking and, whilst many have skilled investment professionals on their committees, we need to remember that both trustees and charity staff have many other responsibilities and roles.“It is incumbent upon the investment industry to do all that we can to provide charities with the expert support they need and for policymakers to foster the conditions that will enable all parties to work together to help charities make long-term decisions with confidence. We in the charity investment management sector must retain focus on agreeing and implementing the sustainable investment policies on which charities and their beneficiaries depend.”  165 total views,  1 views today Advertisement Financial concerns see charities rethinking investments, report shows  166 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis17 Tagged with: Finance investment Research / statistics About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

Pro-Cuba group calls on Obama to free U.S. political prisoners

first_imgOrganizers of the “Days of Action Against the Blockade of Cuba,” which took place this past week in Washington, D.C., issued the following statement in response to Cuban President Raúl Castro’s humanitarian gesture of releasing 3,255 prisoners in anticipation of the visit of Pope Francis. The organizers called on President Barack Obama to begin by releasing U.S. political prisoner Mumia Abu-Jamal, who is being denied life-saving treatment for hepatitis C.Obama should follow Cuba’s lead and free people in U.S. prisonsMumia Abu-JamalThe organizers of “Days of Action for the End of the Blockade of Cuba” (in Washington, D.C., Sept. 16-18) are calling on President Obama to follow Cuban President Raúl Castro’s lead and release some of the more than 2.5 million prisoners currently in jails and prisons in the United States.To mark Pope Francis’s upcoming visit to Cuba, the Cuban government has announced the release of 3,522 people in that country’s jails. This humanitarian gesture will include prisoners over 60, younger than 20, those with chronic illnesses, women and those close to their release dates. Leonard Peltier“Why can’t Obama follow the Cuban example before Pope Francis continues on his tour to the U.S. on Sept. 22?” asked Alicia Jrapko, a spokesperson for the International Committee for Peace, Justice and Dignity for the Peoples, which is co-sponsoring the Days of Action in Washington this week. The goal is to pressure the U.S. to end its failed blockade against Cuba.The U.S., Jrapko pointed out, has the dubious distinction of having the largest per capita prison population in the world. U.S. prisons are overflowing with people who are primarily incarcerated for nonviolent offenses, drug charges, or simply for being mentally ill and poor. The vast majority of those incarcerated are people of color.Oscar López“As his presidency winds down, Obama could do the right thing by releasing an equal percentage of the prison population as the Cubans did,” agreed Gail Walker of IFCO/Pastors for Peace, another of the groups organizing the Days of Action. “Now that would be a humanitarian gesture that a war-torn world could appreciate and a gesture of justice to the visiting pope. It would amount to freedom for tens of thousands of people.”Obama could start by releasing political prisoners like:Black activist and journalist Mumia Abu Jamal, whose health is in rapid decline from untreated hepatitis C American Indian Movement leader Leonard Peltier, who just spent his 71st birthday in prison, and  Oscar López Rivera, the Puerto Rican Independence activist who has spent 34 years in prison on conspiracy charges.Jan Susler, the lawyer of Oscar López, and Rafael Cancel Miranda, the legendary fighter for Puerto Rican independence, will be among the speakers at a human rights panel during a conference being held as part of the Days of Action for the End of the Blockade.Days of Action Against the Blockade is co-sponsored by IFCO/Pastors for Peace; the Institute for Policy Studies; the National Network on Cuba; the Venceremos Brigade; and the International Committee for Peace, Justice and Dignity for the Peoples.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Auto parts workers fight for safety, recognition

first_imgMore and more, the face of an auto parts worker is that of a low-wage worker, often a worker of color who is laboring under unsafe conditions and being denied his or her legal right to organize a union.At Ground Effects, a Ford supplier in the Detroit suburb of Dearborn, 100 workers are working around hazardous chemicals with inadequate ventilation. Many believe they need a union to fight for on-the-job safety and better wages. After losing a representation election, conducted by the National Labor Relations Board, by one vote, United Auto Workers supporters filed charges with the NLRB accusing the company of intimidation. Ground Effects management had threatened to move the plant if the UAW won. The NLRB agreed with the workers and ordered the company to schedule a new election and to pay back wages to 16 union supporters who were sent home early without pay.However, two of the 16, John Salazar and Maria Sanchez, were subsequently fired. On March 3, the UAW held informational picketing outside the factory, carrying signs that read, “Stop poisoning us.” Workers have suffered from skin rashes, hair loss and asthma, which they attribute to the isocyanate chemicals they work with. In addition to filing the NLRB charges, workers have filed 10 charges with the Michigan Occupational Safety and Health Administration.The picketing began at 3 a.m. and some truck drivers refused to cross the line. The workers will continue the struggle until they get union recognition, a signed contract, decent wages, job security and safe working conditions.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Students react to Plain White T’s

first_imgFacebook Twitter Twitter construction of church credit: sara Is TCU’s firework obsession because of Boschini? ‘It doesn’t hurt.’ printStudents walking in to the Brown-Lupton Unversity Union Ballrooms Photo credit: Michelle RossTCU students attended a free Plain White T’s concert Friday night hosted by theEnd, a student-run organization.Logan Lucas, a student host with theEnd, said the organization was meant to give students, “an alternative to going out and drinking on the weekends. It’s an awesome way to build friendships and relationships.”“We bring concerts, comedians and movies,” Lucas added.Students said they were excited to hear the band and hang out with their friends.“I came to the show because the Plain White T’s are awesome, so I had to see them,” said Brooke Wertzberger, a first-year movement science major. “And it was really fun to just get everyone together.”Wertzberger added that her favorite song was, “Hey There Delilah,” because it is so sweet and heartfelt.“It just makes you want to melt,” she said.Students swiping in to listen to the Plain White T’s. Photo credit: Michelle RossAnika Sutter, a senior supply and value chain management major, attended the concert because of its convenience.“It’s a free event at TCU, so it’s always great,” she said. “I’m fairly familiar with the Plain White T’s, so why wouldn’t I come?”Lucas said the theEnd tries to bring in entertainment that gets students excited.“A lot of it is contracting and trying to figure out who is available, who is going to be in the region, who can we afford and who we love,” he said.Sutter said theEnd has made an impact on her campus experience.“It’s a nice opportunity to do something different aside from the normal college experience and going out,” she said.Kelly Lee, a student activities graduate assistant for theEnd, said students should expect more theEnd sponsored events this semester.“Our line-up includes: Damon Wayans Jr. – Feb. 3, Michael Che – Feb. 24th, Timeflies – March 3, T-Pain – March 24, Mat Kearney – April 7, Piff the Magic Dragon – April 21,” she said. Michelle Rosshttps://www.tcu360.com/author/michelle-ross/ + posts TCU’s diversity falls middle of the road compared to peer institutions 41st Jazz Festival gives guest musicians a chance to perform Michelle Rosshttps://www.tcu360.com/author/michelle-ross/ Classroom technology frustrates faculty, students Michelle Ross </p><section><h2>What is your favorite Plain White T&#8217;s Song?</h2><p><div>Plain White T&#8217;s came to campus to play new and old songs. What is your favorite song?</div><div></div></p></section><section><h2>Hey There Delilah</h2></section><section><h3>Rhythm of Love</h3></section><section><h3>1, 2, 3, 4</h3></section><section><h3>Our Time Now</h3></section><section><h3>The Giving Tree</h3></section><section><h3>Let Me Take You There</h3></section><p>center_img ReddIt Rec center app aims to make scheduling workouts easier Michelle Rosshttps://www.tcu360.com/author/michelle-ross/ Michelle Ross is a senior Journalism and Communication Studies double major from Austin, Texas. When she is not in the newsroom, she loves to dance, go on random adventures and pet dogs on campus. Linkedin Michelle Rosshttps://www.tcu360.com/author/michelle-ross/ Previous articleMen’s tennis squanders big lead in loss at ColumbiaNext articleNot On My Campus will not return to campus Michelle Ross RELATED ARTICLESMORE FROM AUTHOR Linkedin ReddIt Aardvark closes, Christ Chapel relocates SGA holds student memorial to honor lives of four students Facebooklast_img read more

19th Annual Messiah Sing Along at Lake Avenue Church

first_imgHome of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Last year’s Annual Messiah Sing Along at Lake Avenue Church. Video Screenshot capture courtesy: Rich HarmelThe 19th Annual Messiah Sing Along in Pasadena will take place at Lake Avenue Church on Sunday, December 14th. This annual event begins at 6:00 p.m. and is free to attend.The Christmas portion of this monumental work by George Frederick Handel will include the audience singing all of the choruses accompanied by the church’s Chamber Symphony and Sanctuary Choir, involving over 150 musicians.Soloists include Jane Thorngren, soprano; Garineh Avakian-Akkus, alto; Todd Wilander, tenor; and Andrew Dwan, bass. Duane Funderburk will host and direct the performance. A special preview concert with the Lake Avenue Church children’s choir will begin at 5:45 p.m., prior to the Sing Along.This annual concert has become the largest event of its kind in the Los Angeles area, attracting about 1,000 participants and audience members each year. People of all ages will enjoy this 75-minute event. A free-will offering will be taken.Doors open at 5:15 p.m. Lake Avenue Church is located at 393 North Lake Avenue, Pasadena, California. For additional information, visit the church’s website at www.lakeave.org, email [email protected], or call (626) 844-4721. HerbeautyInstall These Measures To Keep Your Household Safe From Covid19HerbeautyHerbeautyHerbeauty6 Lies You Should Stop Telling Yourself Right NowHerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeautyHerbeauty6 Trends To Look Like An Eye-Candy And 6 To Forget AboutHerbeautyHerbeautyHerbeauty11 Signs Your Perfectionism Has Gotten Out Of ControlHerbeautyHerbeautyHerbeauty10 Questions To Start Conversation Way Better Than ‘How U Doing?’HerbeautyHerbeauty Community News Faith & Religion News 19th Annual Messiah Sing Along at Lake Avenue Church Sunday, December 14 From STAFF REPORTS Published on Saturday, November 22, 2014 | 10:58 am Name (required)  Mail (required) (not be published)  Website  Subscribe Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Your email address will not be published. Required fields are marked * Make a commentcenter_img faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Top of the News 10 recommended0 commentsShareShareTweetSharePin it First Heatwave Expected Next Week Community News Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy More Cool Stuff EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Business Newslast_img read more

Mortgage Delinquencies Hit Four-year High

first_img Share Save Previous: FHA Proposes Revisions to Single-Family Servicing Policies Next: Mark Calabria Applauds Decision to Review Secondary Mortgage Market  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The share of mortgage loans that became delinquent in April outpaces anything seen during the Great Recession and is the highest rate on record in 21 years, according to CoreLogic’s data. During the month of April, 3.4% of mortgages went from current to 30 days past due, outpacing the 2% high recorded in late 2008.The overall national delinquency rate in April stood at 6.1%, according to CoreLogic’s Loan Performance Insight Report, released Tuesday. CoreLogic clarified that all loans in forbearance are counted in its report as in past-due or delinquent status.Not only does April’s delinquency rate mark the highest in four years, but it also brings an end to 27 straight months of falling annual delinquency rates.“Despite the scale and suddenness of the pandemic, mortgage delinquency has yet to emerge as a major issue, thanks to government COVID-19 relief programs and other housing finance industry efforts,” said Frank Martell, President and CEO of CoreLogic. “As the true impact of the economic shutdown during the second quarter of 2020 becomes clearer, we can expect to see a rise in delinquencies in the next 12-18 months—especially as forbearance periods under the CARES Act come to a close.”The share of mortgages in early-stage delinquency in April was significantly higher than the shares that were seriously delinquent. Instead, the serious delinquency rate wallowed to its lowest level in about 20 years, and the foreclosure rate experienced a slight decline as well.The share of loans that were between 30 and 59 days past due in April was 4.2%, a significant jump from the 1.7% recorded last April. On the other hand, the share of loans that were seriously delinquent, meaning at least 90 days past due, was 0.3%, down slightly from 0.4% a year ago.New York had the highest loan delinquency rate of any state, at 10%. Louisiana, New Jersey, and Mississippi had the next-highest delinquency rates. South Dakota had the lowest loan delinquency rate at 3%.Among metro areas, those that typically serve as tourist destinations are suffering high delinquency rates. For example, CoreLogic pointed out that Kahului, Hawaii; Atlantic City, New Jersey; and Las Vegas all experienced a 5 percentage point or higher rises in delinquencies in April.Miami charted the highest delinquency rate among the major metros across the nation with 11.5% of all properties in some stage of delinquency, which is 6.7 percentage points higher than a year ago.Denver fared the best with 3.7% of properties in delinquency.The serious delinquency rate increased in 63 metros in April while remaining stable in 135 metros.Looking ahead, CoreLogic anticipates a spike in late-stage delinquencies and foreclosures this year. The analytics firm already released its home price prediction, anticipating a 6.6% decline in prices by May 2021, which would diminish many borrowers’ existing equity. Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Mortgage Delinquencies Hit Four-year High Servicers Navigate the Post-Pandemic World 2 days ago July 14, 2020 3,842 Views Demand Propels Home Prices Upward 2 days ago Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Delinquency Foreclosure 2020-07-14 Mike Albanesecenter_img Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. The Best Markets For Residential Property Investors 2 days ago Mortgage Delinquencies Hit Four-year High About Author: Krista F. Brock The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Tagged with: Delinquency Foreclosure Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Foreclosure, News Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

“Got Influenced By Republic Bharat”: Vibhor Anand Granted Bail As He Showed Repentance For His Defamatory Posts On SSR Death & CM Thackeray

first_imgNews Updates”Got Influenced By Republic Bharat”: Vibhor Anand Granted Bail As He Showed Repentance For His Defamatory Posts On SSR Death & CM Thackeray Nitish Kashyap4 Nov 2020 12:42 AMShare This – xThe Mumbai Sessions Court on Monday granted bail to Advocate Vibhor Anand, accused of posting objectionable tweets against CM Uddhav Thackeray and others, after admitting that he got influenced by Republic TV and its anchor who stated that both Sushant Singh Rajput and Disha Salian had been murdered and named various persons involved in the alleged murders.Additional Sessions Judge DE…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Mumbai Sessions Court on Monday granted bail to Advocate Vibhor Anand, accused of posting objectionable tweets against CM Uddhav Thackeray and others, after admitting that he got influenced by Republic TV and its anchor who stated that both Sushant Singh Rajput and Disha Salian had been murdered and named various persons involved in the alleged murders.Additional Sessions Judge DE Kothalikar allowed the bail application after noting that the applicant accused’s lawyer had admitted that his client was repenting what he did and will tender an apology online. Court directed the accused to be released after executing a personal bond of Rs.50,000.The 30-year old resident of Delhi, Vibhor Anand was arrested in relation to objectionable tweets against Maharashtra Chief Minister Uddhav Thackeray and others and also for allegedly spreading false conspiracy theories about the death of actor Sushant Singh Rajput and Disha Salian by the cyber cell of the Mumbai police.He was booked for offences punishable under Sections 509, 505(2), 500, 504 of IPC and Sec.67 of IT Act. According to the prosecution, Anand posted some objectionable tweets against the Chief Minister, Tourism Minister, Maharashtra and defamed them. By posting such tweets, the applicant has committed breach of public peace, police alleged. The applicant told the Court that he being an advocate watches various TV channels and particularly the channel known as ‘R Bharat’. While watching the channel he came across with statements made by the anchor that Sushant Singh Rajput has been murdered only because of the murder of Disha Salian. He (the anchor) had uttered names of various persons on the said channel being the persons responsible for the death of Sushant Singh and Disha Salian.Furthermore, applicant’s lawyer Advocate Ashok Saraogi submitted that upon hearing such statements made by the anchor, the applicant had been made to believe that those persons have committed murder of Disha Salian and that it was not case of suicide. According to the applicant accused he had no intention to defame the reputation of any person. APP Siroya opposed the bail application and submitted that without verifying the truthfulness of the information received by him, the accused had made defamatory statements by posting them on twitter, Youtube and other social media. The applicant has a tendency to cause interference in the judicial system. He had published a blog in the name of News Brad on News Portal on March 25, 2020. Earlier also his twitter account was suspended but it was reactivated by the applicant. The investigation as to the funds collected by the applicant for the trust namely India Against Buyers Media is in progress. Investigation is required to be made on the point of connection of the applicant with the co accused. Further, if the applicant is released on bail he would delete the post which is posted on social media, APP Siroya submitted praying for rejection of the bail application.Advocate Saraogi contended that he does not dispute the fact that the applicant has posted the disputed post on social media. However, the applicant and his father (who was present before the court) would post separate posts on social media and would tender an apology. Moreover, hereinafter the applicant would not repeat such an act, which would defame others, Saraogi said.Court rejected Advocate Saraogi’s submission that similar allegations have been made by former CM Narayan Rane and his son Nitesh Rane and submitted that those persons have not been prosecuted by the prosecution. Judge Kothalikar noted-“I do not find merit in the contention raised by the Ld.advocate for the applicant. Be that as it may, in view of the fact that the Ld.advocate for the applicant has fairly conceded that the applicant has posted the posts on social media. It is undisputed that the posts contain defamatory articles. However, in view of the statement made by the Ld.advocate for the applicant that the applicant is repenting for the act which he has allegedly committed and the punishment prescribed for the offence in my view it would be just to exercise discretion in favour of the applicant. Considering the allegations made against the applicant it can be said that most of the investigation qua the applicant appears to have been completed”Thus, bail application was allowed and Court noted that the applicant accused must follow the statement made by his lawyer of tendering apology within seven days of the order.Click Here To Download Order[Read Order]Next Storylast_img read more