CUNA continues engagement as CHOICE markup proceeds

first_imgThe markup of Rep. Jeb Hensarling’s (R-Texas) Financial CHOICE Act continued Wednesday with votes on a number of amendments, most of which did not pass. During discussions, Rep. Ann Wagner (R-Mo.) cited a credit union member who wrote to her about the importance of regulatory relief for credit unions.Wagner quoted an employee of First Community CU, Chesterfield, Mo., who said she was unable to meet the mortgage needs of a longtime member looking to purchase a new house.“[The credit union] wrote to me and wants to know why they can’t give, under CFPB rules, a loan to a member in good standing, with credit that was perfect, a home mortgage loan?” said Wagner, who chairs the House Financial Services subcommittee on oversight and investigations.The committee considered, but ultimately voted down, an amendment that would remove language from the CHOICE Act that would repeal the Department of Labor’s (DOL) fiduciary rule.CUNA backs repeal of the rule, as it has concerns about the possible impact on credit union members’ ability to receive services to invest and save. 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »last_img read more


first_imgSinn Féin Councillor Gary Doherty has urged Donegal County Council to be cautious over plans to construct a new Anaerobic Digester near Castlefin.Cllr Gary DohertyPlans have been submitted to Donegal County Council for a new Anaerobic Digester to be built by Glenmore Estate Ltd.The proposed new facility will be located in the townland of Cavanaweary which lies between Castlefinn and Doneyloop. Anaerobic digestion involves the breakdown of organic material, i.e. animal manure to create a biogas, consisting of methane, carbon dioxide and traces of other ‘contaminant’ gases. This biogas can be used directly as fuel, in combined heat and power gas engines or upgraded to natural gas-quality biomethane.Cllr Dohery said “I am not opposed in principle to this Anaerobic digester being built. But I do feel that there is a lack of information about what the proposed site will entail and what impact it will have on the people and the environment in the area.“I will be organising a public meeting on this issue as I feel the public require more information as to what effect this new plant will have on the town and its environs. Sinn Féin are supportive of green energy as a concept, but each case must be discussed on its own merits and as yet the community in Castlefinn are in the dark over the impact this will have.“I have been in contact with residents in Sion Mills who have opposed the building of this facility in their town and I feel it is only right and proper that the people of Castlefinn are consulted and informed on this process.”  COUNCILLOR URGES CAUTION OVER ANAEROBIC DIGESTER FOR CASTLEFIN was last modified: January 30th, 2014 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:castlefinCLLR GARY DOHERTYlast_img read more

Redknapp: Newcastle picked up a bargain

first_imgHarry Redknapp has tipped Moussa Sissoko to make a major impact at Newcastle.The midfielder recently moved from Toulouse to St James’ Park in what Redknapp believes will turn out to be an excellent signing by the Magpies.Redknapp was interested in Sissoko while Tottenham boss and made an enquiry about him after taking charge at QPR.“Sissoko’s a fantastic signing. I’d liked to have got him but Newcastle have absolutely nicked him,” he said.“The figures were very high but it still worked out cheap as there was no transfer fee. But he’s a good signing and I think Newcastle will do well with the players they have signed.“He’s a real powerhouse and will be a really good player in England.”YTo4OntzOjk6IndpZGdldF9pZCI7czoyMDoid3lzaWphLW5sLTEzNTI0NjE4NjkiO3M6NToibGlzdHMiO2E6MTp7aTowO3M6MToiMyI7fXM6MTA6Imxpc3RzX25hbWUiO2E6MTp7aTozO3M6MjI6Ildlc3QgTG9uZG9uIFNwb3J0IGxpc3QiO31zOjEyOiJhdXRvcmVnaXN0ZXIiO3M6MTc6Im5vdF9hdXRvX3JlZ2lzdGVyIjtzOjEyOiJsYWJlbHN3aXRoaW4iO3M6MTM6ImxhYmVsc193aXRoaW4iO3M6Njoic3VibWl0IjtzOjMzOiJTdWJzY3JpYmUgdG8gb3VyIGRhaWx5IG5ld3NsZXR0ZXIiO3M6Nzoic3VjY2VzcyI7czoyODM6IlRoYW5rIHlvdSEgUGxlYXNlIGNoZWNrIHlvdXIgaW5ib3ggaW4gb3JkZXIgdG8gY29uZmlybSB5b3VyIHN1YnNjcmlwdGlvbi4gSWYgeW91IGRvbid0IHNlZSBhbiBlLW1haWwgZnJvbSB1cywgY2hlY2sgeW91ciBzcGFtIGZvbGRlci4gSWYgeW91IHN0aWxsIGhhdmVuJ3QgcmVjZWl2ZWQgYSBjb25maXJtYXRpb24gbWVzc2FnZSwgcGxlYXNlIGUtbWFpbCBmZWVkYmFja0B3ZXN0bG9uZG9uc3BvcnQuY29tIGFuZCB0ZWxsIHVzIHlvdSB3aXNoIHRvIHN1YnNjcmliZSB0byBvdXIgbmV3c2xldHRlci4iO3M6MTI6ImN1c3RvbWZpZWxkcyI7YToxOntzOjU6ImVtYWlsIjthOjE6e3M6NToibGFiZWwiO3M6NToiRW1haWwiO319fQ== Follow West London Sport on TwitterFind us on Facebooklast_img read more

Relentless or reckless? Giants’ approach to roster raising questions

first_imgSAN FRANCISCO — Like a chef constantly attempting to improve the recipe of a signature dish, Farhan Zaidi feels an immense pressure to select the ideal ingredients for the Giants’ roster.A seasoned chef will go step-by-step, evaluating each element of a recipe to produce the best possible dining experience. Zaidi goes player-by-player and position group-by-position group searching for the optimal mix of talent.In his first offseason as the Giants’ president of baseball operations, Zaidi …last_img

Phoebe Shows Her Dark, Icy Face

first_imgPlanetary scientists are reveling in the sharp new pictures of Phoebe taken last Friday by the Cassini Spacecraft.  Phoebe is the outermost moon of Saturn, an oddball since it revolves around Saturn in the “wrong” direction at high inclination.  Nine images have been released to the public so far (click here for the gallery).  The high-resolution images, like this one, are a thousand times better than what Voyager took 23 years ago.    Phoebe is four times farther out than Iapetus, the next-outermost moon.  Some of the craters are so large, the impacts must have come close to smashing the body apart.  The big one is 62 miles across, almost half the diameter of the moon, and it has slopes leading 12 miles down to the crater floor.    Phoebe appears to be an ice-rich body with a coating of dark material that may be up to 1600 feet thick.  Preliminary indications suggest it is similar to Kuiper-Belt Objects (KBO) like those seen beyond Neptune, but some scientists are not sure.  More will be known once the density and composition have been determined by infrared, ultraviolet and radio science observations which are still being processed.Update 06/25/2004: Project scientists reported the density is 1.59, above that of water ice but below that of rock.  The surface material contains ferrous iron and, surprisingly, carbon dioxide mixed with other unknown material.  Impacts all seem to punch through a dark layer into lighter subsurface material.  Best guesses at this point is that Phoebe is indeed a captured Kuiper Belt Object similar to Pluto or Triton.  If so, it could be exuding volatiles from the surface or below, but so far, ultraviolet measurements have not detected any emissions.  It does not look like the other icy moons of Saturn, nor does it look like an asteroid.  Interdisciplinary scientist Torrence Johnson doubts that Phoebe is the source of the dark material on Iapetus.  For more information on these results released at a press conference at JPL June 23, see the Cassini media resources page.    Now warmed up after its spectacularly successful flyby of Phoebe, the Cassini spacecraft is in excellent health as it accelerates toward its Saturn orbit insertion June 30 – July 1, a critical maneuver vital to the remainder of the mission.  It will be Cassini’s closest encounter with Saturn and its rings.  First images may be reported shortly after 5:00 a.m. PDT July 1.This is just a foretaste of even greater and more spectacular encounters ahead.  Cassini, with its Huygens probe that will parachute to the Titan’s surface on January 14, is poised to be one of the great historical voyages of exploration.  Now, after nearly seven years in flight it is on the verge of reaching its destination: the planet Saturn, with its 31 moons, rings, magnetosphere and mysterious large moon Titan.  Watch for news of the orbit insertion on June 30 and its closest-ever flight over Saturn’s magnificent rings.(Visited 6 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

SA Rugby names contracted Springboks

first_imgThe most experienced of the players signed is Bok captain Jean de Villiers, a veteran of 80 tests. Frans Steyn, Pierre Spies, Beast Mtawarira, and Bismarck and Jannie du Plessis all have in excess of 40 caps. Castle Lager Incoming Tour “We’ve kept as many of our top players in South Africa as we could by awarding them national contracts, despite the powerful lure of the pound, euro and yen,” Roux said. The South African Rugby Union (Saru) released a list of 15 players it has signed to Springbok contracts on Wednesday, including rising stars Eben Etzebeth, Marcell Coetzee, Juan de Jongh and Pat Lambie. SatisfiedBok coach Heyneke Meyer declared himself satisfied with the players given national contracts. “I’m very excited about the contract group,” he said. “Most of these players showed last year they have what it takes to play for the Springboks and they can only get more experienced and improve further. Nonetheless, the group of players signed by Saru – whose average age is just over 26 years of age – includes the core of the Springboks’ test players from 2012. Castle Lager Outgoing Tour Willem Alberts (The Sharks), Marcell Coetzee (The Sharks), Juan de Jongh (DHL Western Province), Jean de Villiers (DHL Western Province), Bismarck du Plessis (The Sharks), Jannie du Plessis (The Sharks), Eben Etzebeth (DHL Western Province), Francois Hougaard (Vodacom Blue Bulls), Pat Lambie (The Sharks), Tendai Mtawarira (The Sharks), Pierre Spies (Bodacom Blue Bulls), Frans Steyn (The Sharks), Adriaan Strauss (Toyota Free State Cheetahs), Flip van der Merwe (Vodacom Blue Bulls), Duan Vermeulen (DHL Western Province) ‘Best possible deal’“We worked hard with the Springbok management and Sarpa (the South African Rugby Players’ Association) to ensure the best possible deal is placed on the table for the players. A further five contracts are still available and will be finalised in due course. ‘Out of the reckoning’“All six of these players were going to receive contracts, but the fact that they have indicated that they have signed with overseas clubs or are planning to do so, has ruled them out of the reckoning,” Saru CEO Jurie Roux said in a statement. 8 June, Durban: SA vs Italy15 June, Nelspruit: SA vs Scotland22 June, Pretoria: TBA – SA vs Italy/Scotland/Samoa SPRINGBOK FIXTURES He added: “Last year provided [Springbok coach] Heyneke Meyer with an ideal opportunity to see what is needed in the test arena, and by contracting this group of players, we have secured a core group for 2013. center_img SPRINGBOK CONTRACTED PLAYERS Compared to last year, though, the experience among the contracted players is certainly down as Andries Bekker, Juandre Kruger, Morne Steyn, Bryan Habana, JP Pietersen and Zane Kirchner, all of whom will be leaving the country to play abroad in the next few months, were excluded from national contracts. 17 August, Bloemfontein: SA vs Argentina24 August, Mendoza: SA vs Argentina7 September, Brisbane: SA vs Australia14 September, Auckland: SA vs New Zealand28 September, Cape Town: SA vs Australia5 October, Johannesburg: SA vs New Zealand The Castle Lager Rugby Championship Both Bekker and Pietersen are headed for Japan where interest in rugby has been fuelled by the country’s selection to host the IRB Rugby World Cup in 2015. “The average age of the contracted group is not very high for test rugby, which bodes well for the future.” 25 April 2013 9 November, Cardiff: SA vs Wales16 November, Edinburgh: SA vs Scotland23 November, TBA: SA vs France “Losing experienced players to overseas teams is not ideal, but it’s their right to further their careers abroad.” SAinfo reporter Would you like to use this article in your publication or on your website? See: Using SAinfo materiallast_img read more

FFA photo highlights

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Bailey Eberhart National officer Layni LeBlanc talked during the Fourth Session. Sara Sharp recited the FFA Creed at the 2019 State Convention. Houston-UVCC was the top Growing Leaders Chapter Gretchen Lee Felicity-Franklin was the Top Building Communities Chapter Covington-UVCC was the top Strengthening Agriculture Chapter Holly McClay Kalyn Strahley Houston UVCC: Growing Leaders Top Chaper Josh Duncan of the Tri County North Chapter did a welding simulation. Charlie Bauer of the Global Impact Chapter played an intense game of Jenga. Isaiah Stickley of the Global Impact Chapter and Gannon Arnett of the A.B. Graham Chapter played a competitive game of corn hole. Abby Webster of the Global Impact FFA Chapter tested her strength at the Army booth. The 2018-2019 Ohio FFA officers kicked off Session 1. Joel talks with some of the 2019 student reporters. There was a wild lead in to Session 1. Tyler Zimpfer, State Vice President at Large, hypes up members before Session One. Holly McClay is serving as FFA Vice President. Grace Lach helps introduce Session 1. Mallary Caudill, State Sentinel, helps introduce Session 1. Tyler Zimpfer, VP at large New chapters were announced in Session 1. Kolesen McCoy, State President, kicks off Session 1 at the 2019 Ohio FFA Convention. Keynote Speaker, Chris Koch, inspiring thousands of FFA members with his story. Katelyn Hanes of Tri-Village MVCTC sang for her FFA talent. Daniel Lake shops FFA merchandise. Sami Russell and Hannah Brewer got som shopping in. Sydney Meyer from Botkins entertained the crowd with her performance. Hunter Tilton of Clearfork FFA. Chris Koch was born with no arms or legs. He now farms and is a professional speaker. he was the key note speaker for Session 1. Jacob Wuebker, Versailles, Star in Agricultural Placement; Madison Whitt, Ridgewood, Star in Agribusiness; Cody Clark, Zane Trace, Star in Agriscience; and Montgomery Boes, Upper Sandusky, Star Farmer Ohio native Mandy Harvey lost her hearing 10 years ago but dazzled the crowd at Session 2 with her amazing singing. FFA Choir FFA band Sunrise Cooperative is providing a truck for Holly McClay, the new FFA president. After her year as president, the truck will go to a newly hired FFA member at Sunrise. Sunrise Cooperative is providing a truck for Holly McClay, the new FFA president. After her year as president, the truck will go to a newly hired FFA member at Sunrise. President Kolesen McCoy had an important message in his retiring address.last_img read more

How to Seal Sheathing Boards

first_imgShould the windows be removed so that the rough openings can be flashed?Welch’s house has vinyl windows, which he assumes replaced the original windows.“Everything I’ve read says it’s best to remove them and completely re-flash the rough opening, but this seems like a massive addition of work, adding disruption to the interior of the home, and I wonder if there is some way around it,” Welch writes. “It seems that plenty of people re-side without removing their windows, but apparently none of them have decided to explain how it’s done on the internet.”The two most vulnerable spots in a window installation are the bottom corners of the rough opening, Holladay replies, and whether that is a problem in Welch’s house depends on a variety of factors, including how much rainfall the area gets, the size of the roof overhang, and how well the windows were installed in the first place.“First of all, you need to examine your walls for signs of water entry when you have the siding removed and are installing your foam,” Holladay says. “If you see signs of moisture, you know that you have to start from scratch with the window flashing.”If the walls are dry and Welch decides to leave them windows in place, he’ll have to install new exterior window sills, Holladay adds. Sills must be sloped so they direct water to the exterior.“Of course, these new sills must cover the new rigid foam,” he says. “The easiest material to use is painted aluminum flashing. Use a heavy gauge, and try to get the sloped flashing under the windows. Pay attention to water-sealing details at the corners, where the sill meets the jambs, because those are your most vulnerable areas.“Do a good job and keep your fingers crossed.” Calculating the Minimum Thickness of Rigid Foam SheathingHow to Install Rigid Foam SheathingGBA Encyclopedia: Air BarriersGBA Encyclopedia: Water-Resistive Barriers RELATED ARTICLES The use of plywood and OSB sheathing is a fairly recent phenomenon. Before these sheet goods became readily available, builders nailed wood boards to the frame of a house for sheathing, and it is a house with this type of sheathing that Nick Welch is trying to update.His 900-square-foot house in Climate Zone 4C is sheathed with 1×8 boards, apparently over a layer of asphalt felt. There is apparently no insulation in the wall cavities behind the sheathing. His plan of attack is to air-seal the house, then install foil-faced polyisocyanurate insulation over that. The question is how.“I’m having a hard time finding much information about how to air seal old horizontal 1×8 board sheathing,” Welch writes in a post at GreenBuildingAdvisor’s Q&A forum. “Housewrap seemed like the clear choice until I realized that you aren’t supposed to tape the bottom seam.”Should he use flashing tape to seal each every seam between boards? Could he skip the housewrap under the exterior foam and use polyethylene sheeting instead? And if he applies foam over the sheathing, will the layer of asphalt felt present a problem? Will water collect behind the housewrap?Welch still wrestles with a key detail: Is it a good idea to seal housewrap at the bottom of the wall?“It seems that it is commonly advised against, so that any errant water can drain out,” Welch says. “Should the foam be caulked to the housewrap at the bottom? This presents a similar concern. If neither are sealed at the bottom, then essentially I am relying on the “squish” of the foam against the house to reduce air leakage through this area. The drainage plane will be at the sheathing and the windows will be innie-style.”This confusion apparently originated with an article by Allison Bailes in The Journal of Light Construction in which Bailes says housewrap isn’t installed as an air barrier. As relayed by Rick Russell, Bailes writes that housewrap should never be sealed at the bottom edge because any water that gets behind the housewrap won’t be able to drain out.“This is contrary to your comments,” Russell tells Holladay. “Perhaps you and Dr. Bailes can sort this out for us. In doing so, it occurs to me that which approach to take (seal the bottom of the wrap or not) might depend on whether or not the siding is installed over a rainscreen gap and how carefully any tears in the wrap were taped prior to the application of siding.”It’s a non-issue, Holladay replies.“Housewrap is often taped at the bottom,” he says. “That’s what’s recommended in the Tyvek installation instructions. ““Can I imagine a failure mechanism or flashing error so egregious that it allows liquid water to pool behind housewrap at the bottom of a wall?” Holladay adds. “I guess. Is such an egregious flashing error likely? No.“Now, the situation anticipated by Allison Bailes requires a reverse flashing lap, an enormous quantity of water, and enough of an air gap between the housewrap and the sheathing to allow liquid water to reach the bottom of the wall,” he says. “Here’s my opinion: it’s not going to happen.”center_img Tape the polyiso seamsA layer of foil-faced polyiso will be the air barrier, GBA Senior Editor Martin Holladay tells Welch. “Caulk the perimeter of the wall when you install your polyiso,” he writes, “and tape the polyiso seams.”Welch is correct in assuming that the permeance of housewrap beneath the foam is irrelevant, Holladay says. “The key will be making sure there’s enough foam on the outside of the house to keep the stud cavities above the dew point so moisture from the interior of the house doesn’t condense inside the walls.” (Holladay has written an article with more information on this topic: “Calculating the Minimum Thickness of Rigid Foam Sheathing.”)The asphalt felt won’t be a problem, Holladay adds, but it would be a good idea to fill the empty stud cavities with dense-packed cellulose insulation.“I don’t think you need to tape every sheathing seam,” adds Dan Kolbert. “You’re creating a new enclosure with the foam, and if you tape the seams in the field there you should have it well sealed in the middle.”What Kolbert would be more concerned with are the top and bottom of the walls and the areas around door and window openings. “They are tough to seal under the best of circumstances,” Kolbert says. “If you can arrange it, get a blower-door test done before you start siding to see if you’ve got any major leaks at the perimeter that you can seal with tape, gaskets, foam, caulk, etc.” Those issues are at the heart of this Q&A Spotlight. Our expert’s opinionWe asked GBA Technical Director Peter Yost for his thoughts. Here’s how he replied:By removing the existing exterior cladding and adding exterior rigid insulation, you have the opportunity for the rigid insulation to be your continuous air, thermal, and bulk water barrier (or weather-resistive barrier — WRB). For these barriers to be continuous, they must be sealed at all penetrations and margins. And then for the WRB, that continuity is further supported by a weatherlap at penetrations, like windows.Martin is right to advise checking to see if the existing assembly shows signs of repeated wetting, but remember, you are adding insulation which will significantly reduce drying potential, so I think it is imperative that you either re-install the windows or at least make sure that you have the proper weatherlap with a new sloped sill flashing.And now that you have added a Class I vapor barrier to the exterior of your wall assembly (that would be the foil facings of the rigid polyiso insulation), you should make sure that your wall assembly can dry to the interior. In an old building, vapor permeability of interior layers is certainly likely, but not a guarantee (and by the way, that existing building paper is vapor permeable, especially when or if it gets wet).If the only insulation you add to the wall assembly is the exterior rigid, then you won’t need to worry about wintertime interstitial condensation, but as Martin points out, you will need to have the right ratio of exterior to cavity R-value should you add cavity insulation, OR you should consider an interior vapor retarder (for example, vapor retarder paint or a smart retarder like MemBrain — not a vapor barrier like polyethylene). The former is much preferred because that added interior vapor retarder to control wintertime movement of vapor into the wall assembly will restrict inward drying during the rest of the year.I also strongly agree with an in-process blower-door test; make sure you have that continuous air barrier (in more than just your walls) before you complete the exterior and interior of the walls and rest of the building.Finally, I again agree with Martin regarding the taping of the bottom margin of the housewrap: if you have to worry about that much bulk water getting behind your new continuous WRB and collecting at this junction, you have bigger and more immediate problems than that taped bottom edge acting as a stopper.last_img read more